Business & Commercial Insurance - Lincoln, AL
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How Much General Liability Insurance Does a Small Business Need?
Small businesses face a lot of general risks during operation. General liability insurance is a common yet crucial policy designed to cover businesses from potentially expensive accidents and lawsuits. So how do you decide how much coverage your small business needs? ...
Commercial Auto Insurance vs Personal Car Insurance
When carrying commercial auto insurance, your coverage must meet the state liability limits. Your agent can help you understand the minimum coverage limits. However, if you own a business vehicle, you need to know the difference between personal and commercial auto insurance. Personal vs....
Difference Between Personal Auto Insurance and Commercial Auto Insurance
Personal auto insurance is the most common type of auto insurance that every driver operating a personal vehicle carries. This insurance is required by the state for normal drivers. Commercial auto insurance, on the other hand, is an auto insurance policy that only applies to vehicles used for work purposes, such as transporting equipment....
Coverage for Business Interruption
When selecting business insurance, many business owners pass on business interruption coverage, mainly because of the price tag. However, given the increasing number and severity of natural disasters in today’s age, this type of policy is something you may want to reconsider for your own business....
Employee Safety During the Summer
The arrival of the summer sun is a welcome relief for people in some regions of the USA, but that relief can often turn to despair when temperatures get out of control. While the vast majority of office buildings and retail environments have air conditioning, some systems are more effective than others....
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