Homeowners Insurance - Ahwahnee, CA
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Depreciation And Home Insurance: What You Need To Know
When it comes to major home insurance claims, carriers will use depreciation as a means to determine exactly how much money to pay out for each item. So, whether you want to replace your foundation, oven, or entire home, here’s more about what kind of formulas are used to arrive at the amount on the check....
Home Insurance Protects More Than Your Property
For many, home insurance is mostly about protecting the home and personal belongings from damage or loss. The liability part of home insurance isn't always given as much careful consideration. This could be in part because people feel that most guests don't sue their hosts....
Christmas Tree Safety Tips
Christmas trees are a fun way to celebrate the holiday season, but they can be quite the fire hazard as they dry out. Here are some great Christmas tree safety tips from the National Fire Protection Association. Between 2014 and 2018, U.S. fire departments responded to an average of 160 home fires from Christmas trees -- don't be one of them!...
Disposing of Hot Ashes
Every winter we seem to have incidents in Mono County related to hot ashes. Sometimes hot ashes have even caught structures on fire, but more often the fire department is called to respond to smoking dumpsters from people who've poured their hot ashes inside. Neither one is a good scenario. ...
Avoiding Insurance? Think About Safety
Have you ever heard statistics about accidents around the home? A Secure Life lists falls as number one. My house is located in Crowley Lake, CA. Every year we have friends and family over to celebrate Independence Day. In 2018 one of my uncles tripped on a lower step, but luckily he wasn't hurt badly....
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