Homeowners Insurance - Livermore, CA
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Annual Smoke Detector Check-Up
Smoke alarms have been proven to save lives. However, they have to be properly installed and maintained. When was the last time you tested your smoke alarms? The National Fire Protection Agency (NFPA) recommends you test your detector monthly. Many homeowners do not abide by this recommendation....
Homeowner Insurance in the New Wild Fire Era
After 3 years of devastating wild fires in California, insuring your home is getting more difficult and more costly. Many consumers who own a second home in the mountains are already discovering this as those homes tend to be in more forested areas; areas which are understandably more exposed to a wild fire....
4 Reasons Home Insurance Rates Rise and Increase Your Costs
It can be frustrating to see your home insurance rates increase. However, this happens to most people over time. The costs increase for many reasons. Sometimes, it is due to the actions you take. If you file numerous claims, this can increase your costs. However, other factors are less in your control....
Will Home Insurance Replace Your Gutters?
Home insurance helps you to pay for expensive repairs to your home in many cases. However, whether it will pay to replace your gutters depends on the cause of the problem. Gutters are a critical component to your home’s structural integrity. As a result, you need to maintain them....
Will Homeowners Insurance Cover Paint?
Maybe your walls are looking a little worse for wear. Or maybe it is time to add a new color to your siding. If your home needs paint work, be ready to spend a little money. You might wonder if a new coat of paint counts as a home repair? Will your homeowners insurance cover it?...
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