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Can Weather Events In My Area Raise My Car Insurance Rates?
Car insurance rates often rise based on risk levels the insurer sees in your local areas. Sometimes, even risk factors you cannot control might influence your rates. The weather in your area might be one of these factors. Let’s take a closer look at why weather can impact your premiums. ...
What Does an SR-22 Cover?
An SR-22 is a court-mandated certificate that proves a driver carries car insurance. Despite the fact that it’s often called SR-22 insurance, an SR-22 isn’t insurance itself. It’s instead a form showing that you carry the amount of coverage required by the court that issues it. ...
How to Save Money on Commercial Auto Insurance
Any business that owns vehicles needs commercial auto insurance, but it can be expensive. Commercial auto insurance costs an average of anywhere between $750 to $1,200 a year per vehicle. The type of vehicle matters when calculating cost. The average cost of insuring a semi-truck, for example, is $1,575 a year....
Does Insurance Cover You If You Borrow Someone's Car?
If you need to borrow a car while yours is in the shop — or because you need to haul something that won't fit in your own car — you need to make sure you have auto insurance. So long as both drivers have car insurance, you'll likely be fine. But which policy covers what can be a little tricky to figure out....
How Long Do You Need an SR-22 after a DUI?
DUIs and DWIs are the biggest violations that cause drivers to become high-risk. If you receive a DUI, you’ll most likely be required to carry an SR-22. The time period you must carry the SR-22 varies per state, but you’ll generally need to carry it for three years after your DUI. ...
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