Homeowners Insurance - Perris, CA
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When to File a Homeowners Insurance Claim
Owning a home comes with a variety of benefits and dangers. To protect against these dangers, you will need a reliable homeowners insurance policy and know the best time to file a claim. In general, you should file a homeowners insurance claim when: Damages Exceed Deductible ...
Easy Home Fire Prevention Tips
House fires can occur in any part of any home. Most home fires occur in the kitchen while cooking and are the leading cause of injuries from fires across most demographics. Common causes of fires (at any time of day or night) are carelessly discarded cigarettes or matches, sparks from fireplaces wit...
Homeowners Coverage - Part 2
Part one discussed how a typical homeowner policy covers buildings and structures. Now let’s look at Coverage Part D, which is also a property coverage; as well as Coverage Parts E and F. These latter parts address coverage for injuries to persons or damage to property that belongs to others. ...
Homeowners Insurance - Part 1
Generally, a homeowners insurance policy includes at least six different coverage parts. The names of the parts may vary by insurance company, but they typically are referred to as Dwelling, Other Structures, Personal Property, Loss of Use, Personal Liability and Medical Payments coverages....
Do You Know What Your Homeowners Policy Covers?
Many people don't understand what their homeowners policy covers or why they even need one. Inadequate coverage or lack of understanding of your policy can lead to serious financial and emotional headaches if something bad were to happen. A homeowners policy can protect more than just your home....
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