Umbrella Insurance - Salem, CT
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Filing a Personal Umbrella Insurance Claim: What to Expect and How to Prepare
Personal umbrella insurance may help cover claims exceeding your homeowners, watercraft and auto liability insurance policy limits. A typical auto or home liability policy has a maximum limit of $300,000 to $500,000. Umbrella insurance may pick up where your other coverage left off for third-party bodily injury and property damage claims....
Does Your Household Need Umbrella Insurance?
As a homeowner, it’s your responsibility to maintain safety on your property—both for your family and for visitors. If a guest is injured in your home, you could be held responsible for the damages. This is especially true if the injury occurred because you failed to perform necessary maintenance or repairs....
Tips for hosting a holiday party
With the holidays approaching, you may be planning to have guests at your home. When you’re preparing the food, the music, and the decorations, be sure guest safety is also part of the plan. There are things you can do to help ensure your holiday party is festive, fun and safe, including: ...
Million-dollar peace of mind
Approximately 15 million civil lawsuits are filed every year. So, if you have a paycheck, then you should have umbrella insurance. An umbrella policy kicks in where your homeowners and auto polices leave off, providing you with extra protection and peace of mind should the unexpected happen and you find yourself with a claim or lawsuit filed against you....
Covering your Valuables under Homeowner's Insurance
Wealth Matters by Paul Sullivan 06/17/2016 If you have something to insure, there is probably coverage for it. Endorsements, as additions to insurance policies are called, can cover specific items, like jewelry or wine, or specific events, like floods and earthquakes. ...
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