Flood Insurance - Fort Walton Beach, FL
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5 Things You Need to Know About Flood Insurance
Floods are the most common disasters in the country. And as if that weren’t bad enough, they are also the most costly disasters to recover from. These facts make it easy to see why homeowners should consider flood insurance to protect their property and wallets. But understanding your coverage is just as important as owning it....
What Does Flood Insurance Cover?
Flood insurance covers damage to your home and the contents within your home due to the infiltration of water from an outside source. The National Flood Insurance Program (NFIP) definition of a flood is quite specific. A flood may be caused by rising tides, overflowing river banks or any sudden surge of water....
Do You Need Flood Insurance?
Do you need flood insurance? That is a key question to ask when you purchase a home. Let's look at the reasons you might need flood insurance. High Risk Area: If you live in a high risk area, then you definitely should consider flood insurance. Whatever institution holds your mortgage will often require it....
Do You Need Flood Insurance in a Low-Risk Area?
It’s quite common for property owners to believe they may not need flood insurance because they do not live in an area that is at a high risk for floods. The federal government creates very specific flood maps. These maps determine just how much risk is present in any given area based on a great deal of data....
What to Include in Your Hurricane Preparedness Kit
Now that we have officially entered hurricane season, it is time to prepare for when one might hit. The National Oceanic and Atmospheric Administration (NOAA) is predicting an above-average Atlantic hurricane season for 2021. For you and your family’s safety, it is essential to get prepared now, before a storm is threatening to hit....
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