Homeowners Insurance - Adel, IA
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Service Line Insurance Coverage
Many people do not realize that homeowners are responsible for the cost of repairing service lines that run under their homes. Underground utility lines can be difficult to access and expensive to repair. Service line coverage can help cover the costs of fixing service lines that connect your household to vital utility services....
Is Animal Nuisance Covered by Homeowners Insurance?
Even though it might be fun to watch animals wander into your backyard, these furry critters Animals can pose a huge threat to your property. A deer might jump through your glass patio doors, a bear might tear apart your fence. In some cases, even your dog or cat might damage your possessions. ...
Home Insurance Protects More Than Your Property
For many, home insurance is mostly about protecting the home and personal belongings from damage or loss. The liability part of home insurance isn't always given as much careful consideration. This could be in part because people feel that most guests don't sue their hosts....
Do You Owe Taxes on Reimbursements for a Home Insurance Claim?
Home insurance reimbursements can reduce a lot of stress after a fire, storm or other disaster damages your home and leaves you scrambling to pay for the repairs. Yet that stress relief often fades when tax season rolls around and homeowners become unsure about how to report the money....
How Does a Claim Affect My Home Insurance Premium?
Home insurance is designed to protect your home in case of an accident or natural disaster. Unfortunately, even if an accident does happen while you have home insurance, this doesn’t mean you’re completely in the clear when it comes to expenses. ...
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