Homeowners Insurance - Kanawha, IA
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How Does Liability Work on a Home Insurance Policy?
Among the coverages offered under a typical home insurance policy, you will also receive coverage for certain accidents that may happen on your property. Personal general liability is a type of insurance that covers claims of bodily injury and property damage....
Garage Roof Collapses – Will Home Insurance Cover the Loss?
It is easy to overlook the structural security of a garage roof. After all, you may not see it often. And, you may not notice problems occurring over time. In other cases, a roof can fall in due to an unpredictable situation, such as the heavy weight of ice or snow. Your home insurance may offer some help to you in limited situations....
Is Animal Nuisance Covered by Homeowners Insurance?
Even though it might be fun to watch animals wander into your backyard, these furry critters Animals can pose a huge threat to your property. A deer might jump through your glass patio doors, a bear might tear apart your fence. In some cases, even your dog or cat might damage your possessions. ...
Home Insurance Protects More Than Your Property
For many, home insurance is mostly about protecting the home and personal belongings from damage or loss. The liability part of home insurance isn't always given as much careful consideration. This could be in part because people feel that most guests don't sue their hosts....
Burglars Who Don't Break In
According to the FBI, about 30 percent of burglaries occur without a break-in. That means that 30 percent of burglaries happened because a window or door was unlocked or open. After reading that, you might be thinking that you never leave doors open for burglars to come in. But do you? 1....
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