Homeowners Insurance - Ogden, IA
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Service Line Insurance Coverage
Many people do not realize that homeowners are responsible for the cost of repairing service lines that run under their homes. Underground utility lines can be difficult to access and expensive to repair. Service line coverage can help cover the costs of fixing service lines that connect your household to vital utility services....
Home Insurance Protects More Than Your Property
For many, home insurance is mostly about protecting the home and personal belongings from damage or loss. The liability part of home insurance isn't always given as much careful consideration. This could be in part because people feel that most guests don't sue their hosts....
Do You Owe Taxes on Reimbursements for a Home Insurance Claim?
Home insurance reimbursements can reduce a lot of stress after a fire, storm or other disaster damages your home and leaves you scrambling to pay for the repairs. Yet that stress relief often fades when tax season rolls around and homeowners become unsure about how to report the money....
How Does a Claim Affect My Home Insurance Premium?
Home insurance is designed to protect your home in case of an accident or natural disaster. Unfortunately, even if an accident does happen while you have home insurance, this doesn’t mean you’re completely in the clear when it comes to expenses. ...
Does Insurance Cover Lost Keys?
Most possessions of value require a key to use. You need a key to get into your home, or to operate your car, after all. If you don’t have the keys, then you are likely to find yourself in a tricky situation. Missing keys might mean that you need to alert the authorities, pay for a locksmith or pay to replace the locks entirely on the item in question....
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