insurance - Plymouth, IA
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What Is Uninsured Motorist Coverage?
Most drivers know that if you get into an accident, one of the first things you need to do is gather the contact and insurance information from the other driver. In turn, you should give your auto insurance information to them. But what if the other driver doesn't have auto insurance?...
What Accidents are Covered Under Comprehensive Coverage?
Among the many coverages available for auto insurance policies, comprehensive coverage is one of the most common yet misunderstood types of coverage. This insurance generally comes as part of a full coverage auto insurance policy, but it is important to know the difference between this coverage and your other available coverage....
Usage-Based Auto Insurance Growing More Popular
Usage-based insurance (UBI) has become popular among various auto insurance companies over the past few years. An onboard device collects driving information and transmits it to the insurance carrier via cloud computing. Drivers also get access to the data, which can be used to improve their own driving habits....
How Much Auto Insurance Is Enough?
Amidst rising auto insurance premiums, many drivers are wondering how much auto insurance they need in an effort to reduce costs. When considering this question, you’ll need to evaluate applicable state auto insurance laws, lender requirements, and your personal financial obligations. ...
How Far Back Do Auto Insurance Companies Look?
Your auto insurance premiums are based on many factors, including your claims history and driving record. Insurers use proprietary algorithms to determine your rates. Many insurers look at your records for the past three to five years. You may notice a significant difference between quotes from different insurance companies....
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