Homeowners Insurance - Ladd, IL
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Homeowners Insurance in
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insurance policy.
How are Home Insurance Premiums Calculated?
Many homeowners find that their home insurance premiums seem to change year to year for no reason at all. Understanding what affects your home insurance rates can help you understand how your premiums change, however, and what you can do to save money on your home insurance. Location ...
Home Insurance Needs for Securing a Mortgage
If you’re buying a home, you’ll likely need a mortgage to finance the purchase. But did you know that your mortgage lender will require you to have a certain amount of home insurance to protect their investment? Learn more about how much home insurance you need for a mortgage and why it’s essential to have the right coverage below....
An Overlooked Fire Hazard in Your Home
Lint is the fuzzy stuff that comes out of your pocket with your change when buying something at a store. It seems harmless enough except that in large quantities, it is extremely flammable. The reason is that it has a lot of surface area for a flame to take hold. It also contains lots of trapped air which helps to support combustion....
5 Tips to Save Money on Your Homeowners Insurance Policy
Not all homeowners insurance policies are created equal. Just by talking to your independent agent and securing a policy that is the best fit for your individual needs, you can save hundreds of dollars per year on insurance payments. Here are five tips to help you discover how to start saving now: ...
Will Homeowners Insurance Cover Foundation Damage?
Over time, you might have noticed cracks developing in your walls, floors or ceilings. The home’s foundation—the ground it sits on—will likely change over time. Such changes can cause shifts in the structure which might lead to problems. You might take very little notice of these problems....
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