Homeowners Insurance - Leaf River, IL
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Swimming Pool Safety Tips
With the heat of summer quickly approaching, people are starting to open their backyard pools. While these provide a wonderful place to cool off and relax on a hot day, they also come with a level of risk. If you have a pool in your backyard, here are some things to keep in mind. 1....
5 Tips to Save Money on Your Homeowners Insurance Policy
Not all homeowners insurance policies are created equal. Just by talking to your independent agent and securing a policy that is the best fit for your individual needs, you can save hundreds of dollars per year on insurance payments. Here are five tips to help you discover how to start saving now: ...
Depreciation And Home Insurance: What You Need To Know
When it comes to major home insurance claims, carriers will use depreciation as a means to determine exactly how much money to pay out for each item. So, whether you want to replace your foundation, oven, or entire home, here’s more about what kind of formulas are used to arrive at the amount on the check....
Before Water Damages Your Property
When water is out of control it can fill the lower levels of your home with mud and debris and damage your major appliances. Water can enter a roof that's been damaged in a windstorm. It can run down your walls, rise in your living spaces and ruin your beautiful furnishings from the attic down to the basement....
When Does Home Insurance Cover Damage from Ice Dams?
An ice dam causes significant damage to a home. Many times, you do not know it is there. However, it can damage not only the roof but the walls of your home. Most of the time, home insurance can offer some help for you. It is important to know the limits of your coverage, though. Take a closer look. ...
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