Homeowners Insurance - Payson, IL
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Home Warranty Versus Home Insurance
If you own a home or plan on buying one, you may wonder about the best ways to protect your investment. The two main ways to safeguard your home are a home warranty and a homeowners insurance policy. While they both provide financial protection, they have many differences worth noting. ...
Can Home Insurance Benefits Be Garnished?
The idea of having your income garnished owing to an outstanding debt is a frightening prospect. However, you shouldn't have anything to worry about when it comes to home insurance payouts resulting from a claim. How Garnishment Works Garnishment typically only applies to regular income, such as your paycheck from work....
Tips to Prevent a House Fire
On average, over seven billion dollars’ worth of damage occurs every year due to fires. Fires also cause the loss of life every day. Consider the following tips to avoid a fire from igniting in your home. Cooking Safely Many fires start in the kitchen....
Facts About Home Cooking Fires
According to the U.S. Fire Administration, 75.7 percent of fire-related deaths in the US between 2003 and 2012 occurred in residential properties. The largest percentage of those deaths were due to home cooking fires. The breakdown of causes and relative frequency of residential fires are: ...
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