Insurance Insurance - Sibley, IL
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Understanding Flood Insurance and Structure Coverage
Any home could flood at any time. However, some homes face significantly higher risks of a flood occurring due to their location in low-lying areas, or their proximity to water. Unfortunately, the standard homeowners insurance policy will not cover weather-related flood damage (e.g....
Getting Insurance When Buying a Home From Friends or Family
When you buy a home that a close friend or family member is selling, you might be tempted to think of this as a relatively informal affair. However, this is still a relatively serious business, and you will want to check off all the boxes in legally taking possession of the property....
When Does Your Business Need Umbrella Insurance?
Every business faces the possibility of risk on a daily basis. A thief could break in and steal computer equipment, or a tornado could rip through your office. These risks are why prudent business owners equip their companies with adequate business insurance. But what if an incident results in a claim that exceeds your policy limits?...
Hiring Household Help? Consider Your Home Insurance Needs
In this day and age, every family might find themselves stretched for time. Given that more and more households have both parents working, many people find less time to devote to the household. You simply might not be able to cook all the meals, clean the house or work in the yard....
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