Business & Commercial Insurance - South Bend, IN
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Keeping Your Commercial Auto Insurance Costs Low
Running a business involves dealing with necessary expenses to keep the door open. Among your business expenses might be insurance costs. Expenses also might include the costs to maintain company vehicles and drivers. If you operate vehicles for commercial purposes, you might need commercial auto insurance....
How to Figure Out Your BOP's Property Costs
A business owner's policy is your one-stop resource for effective insurance coverage. Because your BOP combines general liability and business property coverage, it’s both efficient and valuable. Still, how can you make it worth the price? To get the most out of this coverage, focus on price efficiency....
What are Surety Bonds?
If you own a construction, shipping or similar type of business in which you contract out your services, you may find that your clients or the law require that you buy a surety bond before business can proceed. The purpose of this bond is to ensure that the contract is completed even if the contractor (because of bankruptcy or for some other reason) defaults....
Understanding Hired/Non-Owned Commercial Auto Insurance
Business owners who allow their employees to drive as part of their assigned duties assume a degree of liability for the employees’ actions behind the wheel. Therefore, they need commercial auto insurance. Still, if an employee uses their personal car for work, then that does not mean that your liabilities go away....
Workers’ Comp for Car Wreck Injuries
When your employee drivers get behind the wheel, they are engaging in a high-risk activity. Like any other driver, they could be susceptible to accident risks, and when these occur, the driver might sustain significant injuries....
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