Business & Commercial Insurance - New Iberia, LA
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Does Commercial Auto Insurance Cover Employee Vehicles?
Commercial auto insurance policies are designed to cover vehicles used or owned by the business, but insurance can get slightly more complicated when it comes to employee vehicles. If your employees use personal vehicles for work, they may not be covered under your business’ basic commercial auto insurance policy....
When Do I Need Commercial Auto Insurance?
As an individual who drives a car, you know that every vehicle on the road must be insured in accordance with state laws. The same goes for vehicles that are owned, rented or leased by businesses. From making deliveries to making sales calls, any vehicle that is used for business purposes will require commercial auto insurance....
Commercial Auto Insurance for Dump Trucks
Dump trucks are high-liability vehicles, and their owners require a personalized, tailored and high-quality commercial auto insurance policy in order to fully protect themselves. While commercial auto insurance is necessary for most vehicles owned by most businesses, the need for this coverage by dump truck owners is significantly greater....
When Does General Liability Insurance Cover a Lawsuit?
General liability insurance is a common yet crucial policy designed to cover businesses in case of accidents on and off the property. This coverage covers nonprofessional negligence, meaning negligence that does not relate to a professional service. For example, say there is a large spill on the floor of your restaurant....
What Are Workers Compensation Boards?
In most states, Louisiana included, certain businesses have to offer their employees access to workers compensation. This means you must buy workers compensation insurance and follow relevant state laws. Should an employee need workers compensation, this means you will have to respond....
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