Homeowners Insurance - Ashley Falls, MA
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insurance policy.
How Much Home Insurance Do I Need for a Mortgage?
Owning a home is a big responsibility that comes with risk. If your property is damaged or destroyed, you could be responsible for high out-of-pocket expenses on top of your monthly mortgage payments. For this reason, most mortgage lenders will require you to purchase a homeowners insurance policy before they finance your loan....
5 Ways to Keep Your Home Claim Free While on Vacation
One of the biggest mistakes a homeowner can make when they are finalizing the details of a vacation is to let the excitement and anticipation of their journey overwhelm their better judgment, which can cause them to leave their home unprotected....
Homeowners Insurance Policies: HO-3 vs. HO-5
Confused about the difference between an HO-3 and HO-5 homeowners insurance policy? Read on to discover what policy works best for you and your family. Comparing the Two Policies Coverage: While the two policy types offer identical coverage for dwellings, the HO-5 policy is clearly superior in terms of personal property coverage....
What Happens if I Don’t Have Home Insurance?
Many new homeowners may be surprised to discover that home insurance isn’t actually required by any state or federal law. Instead, you may be required to carry home insurance if you have a mortgage on your home. If you have a mortgage, the lender may require you to carry enough home insurance to cover your mortgage until it is paid off....
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