Homeowners Insurance - Cummington, MA
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How Much Home Insurance Do I Need for a Mortgage?
Owning a home is a big responsibility that comes with risk. If your property is damaged or destroyed, you could be responsible for high out-of-pocket expenses on top of your monthly mortgage payments. For this reason, most mortgage lenders will require you to purchase a homeowners insurance policy before they finance your loan....
Gutter Cleaning Protects Your Home
Gutter cleaning does not sound like a weekend chore anyone is excited to do. Yet, it's an important chore every homeowner should do or hire someone to do twice a year. Why? Because gutters get clogged, which can result in significant damage to your house. That significant damage can cost you money....
Will Home Insurance Pay to Remove a Tree from a Yard?
Storms are one of the most common causes of damage to a home. Even in a small windstorm, a tree limb can land on your home or fence and create thousands of dollars of damage. In many situations, your home insurance is available to help cover these costs. However, not every situation offers the same level of coverage....
Why Fire Alarms Will Lower Home Insurance Premiums
No home, anywhere, is immune to fire risks. A house fire might arise at any time, triggered by anything from a kitchen accident to a problem in your home’s wiring. However, the results will always be costly, no matter how severe the fire might be. ...
Why Did My Home Insurance Premiums Go Up if I Didn’t File a Claim?
There are many factors that can influence your home insurance rate and cause unexpected changes, even if you don’t file a claim. A huge reason your home insurance costs may go up is changes to the home. Renovations and upgrades can raise the value of your home, meaning you need more insurance to cover it in case of a disaster....
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