Flood Insurance - Hagerstown, MD
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Yikes! Am I covered?
Water Back Up and the Importance of Flood Coverage You come home after an enjoyable evening out to find water in your basement. The first thought is to call a plumber and then your insurance company to file a claim. When speaking with an insurance adjuster, the first question they have is what the source of the water is....
Are You Prepared for a Flood
Are you prepared for a flood? The only way to be certain your home and belongings will be protected in the event of a flood is to secure adequate flood insurance. Many homeowners wrongly assume that their homeowners insurance will cover their losses if their home is damaged in a flood....
Changing Weather Patterns Require a Coverage Re-Think
Standard homeowner policies provide reimbursement coverage for a loss from many causes such as theft, fire, and water damage due to burst pipes & leaking appliances, stopped up sinks and broken toilets. It does not cover damage caused by environmental floods....
How Flood Insurance Will and Won’t Cover Beach Houses
Beach houses are near the beach for a reason—you want to enjoy the sun, sand, and surf. It’s when surf becomes a problem, however, that you have reason to be concerned about your property’s security. That’s why many beach house owners must carry flood insurance. ...
The Right Flood Insurance for Beach Houses
If you are thinking about buying a new beach home, you’ll likely find it worthwhile. Nevertheless, you’ll also have to protect your property with the right insurance. One of the most important coverages, that will prove critical, is flood insurance....
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