Homeowners Insurance - Carson City, MI
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What Happens to Your Home Insurance Once Your Mortgage is Paid?
Paying off the mortgage to a home can feel like a huge accomplishment, as it should be. Your loan has been paid in full, the home is yours and you no longer have the bank holding a lien over your house. Unfortunately, not everything is cut and dried after you pay off your mortgage—including your home insurance....
Can Remodeling Lower Your Home Insurance Rates?
When you remodel, there's a chance you may see a change in your home insurance rates. If and how much they change will depend on what type of work you're doing. What Determines Home Insurance Rates When it comes to remodeling and figuring out how your home insurance rates might change, two factors come into play....
5 Ways to Make Your Home Safer
Knowing that your family and your possessions are safe when you’re away from home gives you the peace of mind needed to live a happy, healthy life. Chances are, you’ve already heard a lot about home safety. But what methods are the most effective? ...
Comparing Urban, Suburban and Rural Home Insurance Needs
Home insurance companies determine rates based on a wide range of factors. But you will notice that urban, suburban and rural homes vary dramatically when it comes to the premiums paid. Here are some of the factors that make up the difference between a typical urban, suburban and rural home: ...
What Percentage Should You Carry in Home Insurance?
There are many somewhat hidden rules when it comes to home insurance, especially with how much you should carry. One of these rules is the 80% rule in home insurance. You should generally carry at least 80% of your home’s total replacement cost value in home insurance. ...
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