Homeowners Insurance - Hudson, MI
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Comparing Urban, Suburban and Rural Home Insurance Needs
Home insurance companies determine rates based on a wide range of factors. But you will notice that urban, suburban and rural homes vary dramatically when it comes to the premiums paid. Here are some of the factors that make up the difference between a typical urban, suburban and rural home: ...
What Percentage Should You Carry in Home Insurance?
There are many somewhat hidden rules when it comes to home insurance, especially with how much you should carry. One of these rules is the 80% rule in home insurance. You should generally carry at least 80% of your home’s total replacement cost value in home insurance. ...
Does Homeowners Insurance Cover Garage Doors?
It would seem your garage door is part of your home. But, if it breaks, will your home insurance policy cover the damage? In this article, we outline everything you need to know about how home insurance works if your garage door needs repairs or replacement. ...
How to File a Claim for Stolen Personal Belongings
Home insurance provides a variety of protections for property owners. One type of protection is for stolen property. When a person enters your space and takes something, you may have the ability to file a claim for that lost item. In every situation like this, it’s important to know what to do to prove your loss and to get help with it....
Thunderstorm Safety
It is summer, so that means it is thunderstorm season. Are your electronic devices protected?
The most common claims this time of year are for electronic equipment damaged by lightning. One direct hit can send thousands of volts through your home or business, wiping out anything that is plugg...
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