Homeowners Insurance - Clayton, NC
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Homeowners Insurance in
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insurance policy.
Prepare Your Home for a Winter Power Outage
It doesn't happen very often, but once in a while, a winter storm comes through and knocks the power out. Any other time of the year, going without electricity is a nuisance, but in the winter months it can be downright dangerous. Take steps now to make sure you are prepared should a snow or ice storm leave you without power for a few days....
Insuring and Protecting High Value Personal Property
At times, you might decide to invest in expensive purchases. As you add more expensive items to your personal property, you will see your asset value increase. Adding items like furs, art and jewelry to your property means you also increase your loss risks....
Why Do My Home Insurance Rates Go Up Every Year?
Home insurance rates fluctuate depending on several factors, some of which differ year to year while some occur seemingly at random. Keeping track of what is influencing your rates and how can help you better understand your policy and thus save money on home insurance coverage. Changes in Your Insurer ...
How Much Home Insurance is Actually Required?
Contrary to popular belief, most home insurance is not required by any state or federal laws. This means that the amount of coverage you need on your home primarily depends on your home insurance needs. The one exception is if you still have a mortgage on your home....
Hurricane Moratoriums and Home Prep
Hurricanes and tropical storms produce conditions that can be damaging to homes and vehicles. In times where property damage is imminent, insurance companies may put a moratorium in place. When a moratorium is in place, agents may be unable to write certain policies or update certain coverages....
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