Homeowners Insurance - Hobgood, NC
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insurance policy.
Common Home Insurance Claims and The Benefits that Cover Them
You want to buy home insurance because of the instrumental protection it provides when helping you protect your property value and your net worth. Most mortgage lenders require loan applicants to have a plan in order to qualify for financing, in fact. This is a critical piece of protection that can protect you in numerous ways....
6 Factors That Can Affect Your Home Insurance Rates
Since your house is likely your largest investment, getting the right home insurance is key for protecting your family’s finances. However, just because you need to protect your home doesn’t mean you want to pay a small fortune for insurance....
Homeowners Insurance Policies: HO-3 vs. HO-5
Confused about the difference between HO-3 and HO-5 homeowners insurance policies? Read on to discover what policy works best for you and your family. Comparing the Two Policies Coverage: While the two policy types offer identical coverage for dwellings, the HO-5 policy is clearly superior in terms of personal property coverage....
What Happens to Home Insurance When You Move?
Home insurance can change as your lifestyle changes, especially if you decide to move. When moving house, it is important to notify your insurance agent and keep in contact to discuss how a move may affect your insurance rates. In many cases, you will have to transfer to a new policy when you move....
When Can a Home Insurance Claim be Denied?
Having a home insurance policy is useful for receiving compensation when an accident occurs. Unfortunately, not everything is covered under home insurance and some claims can be denied depending on your policy and the incident. Uncovered Dangers Some dangers that face your home will not be covered under a basic home insurance policy....
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