Homeowners Insurance - Dover Plains, NY
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5 Ways to Keep Your Home Claim Free While on Vacation
One of the biggest mistakes a homeowner can make when they are finalizing the details of a vacation is to let the excitement and anticipation of their journey overwhelm their better judgment, which can cause them to leave their home unprotected....
Homeowners Insurance Policies: HO-3 vs. HO-5
Confused about the difference between an HO-3 and HO-5 homeowners insurance policy? Read on to discover what policy works best for you and your family. Comparing the Two Policies Coverage: While the two policy types offer identical coverage for dwellings, the HO-5 policy is clearly superior in terms of personal property coverage....
What Happens if I Don’t Have Home Insurance?
Many new homeowners may be surprised to discover that home insurance isn’t actually required by any state or federal law. Instead, you may be required to carry home insurance if you have a mortgage on your home. If you have a mortgage, the lender may require you to carry enough home insurance to cover your mortgage until it is paid off....
Why Some Insurance Companies Are Subsidizing Smart Home Installation
Smart homes have become a popular topic at any tech convention. Yet, these systems are on the radar of many home insurance companies as well. A variety of smart homes exist, some with much more functionality than others. Smart homes aim to make life easier, but they can also make life safer....
5 Tips for Making Your Home Safer
Improving the safety of your home may be one of the most important steps to minimizing home insurance costs. Often, a home that is a higher risk will require a more extensive insurance policy. Or, the insurer may not offer the same discounts to these property owners as others. ...
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