Flood Insurance - East Marion, NY
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What Is Flood Insurance?
For many people, their home and business are the most valuable investments they will make in their lives. While standard homeowners or commercial property policies can be helpful, certain hazards, such as floods, may not be covered. The damages and losses arising from even a single incident can result in irreparable ramifications for those who lack flood insurance....
How to Prepare if a Flood is Coming
While some floods are unexpected, others can be predicted, giving you time to plan ahead and prepare for the worst. Taking these precautionary steps before a flood strikes can significantly reduce the time, effort and money you’ll need to put into cleanup efforts; not to mention, you can save your most treasured possessions....
Do You Need Flood Insurance in Suffolk County?
Floodwaters can be devastating to your home and your finances. Many people believe their homeowners insurance will cover a flood loss, but this isn’t accurate. Homeowners need to purchase separate flood insurance— especially if they live in a flood-prone area, such as Suffolk County. ...
How to Protect Your Home from Floods
As the most common natural disaster across the U.S., floods cause billions of dollars in damage each year and seem to only be growing in frequency. Floods are agitating at best and deadly at worst. Although bad weather is hard to predict and impossible to prevent, there are still steps you can take to protect your home when a flood occurs....
Long Island Flood Insurance Changes
Starting April 1st, there were some changes that were implemented to the National Flood Insurance Program (NFIP) that will affect Long Islanders. Premium increases as a result of the Homeowner Flood Insurance Affordability Act passed in Congress in 2014 and other prior legislation are the culprit....
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