Homeowners Insurance - Hampton Bays, NY
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Who Is Responsible When a Tree Falls Into a Neighbor’s Property?
Even when a tree is rooted on someone else’s property, if it falls onto your side of your property line, you are generally responsible for handling any damage and removing the portion of the tree on your property. Your homeowners insurance policy may help pay to repair or replace your damaged property and remove the tree from your yard or home....
Home Inspections And Improvements To Make This Year
When you buy your home, you want it to last. That means using proper maintenance and upkeep practices to safeguard the property. However, it’s not possible to watch every square inch of your home all the time. There’s always a chance that simple wear and tear could lead to problems that you can’t detect....
The Benefits of Having a Tenants Homeowners Policy
Every homeowner needs homeowners insurance. However, your coverage needs will vary based on the characteristics and intended uses of the property in question. After all, you might own a home, but rent it out to paying tenants. Or, you might even have a roommate in your own home to help you cover expenses, or just to provide companionship....
Why You Must Schedule Items In Your Home Insurance
Insuring your home means not only insuring your dwelling, but also the possessions that you have inside it. After all, they are at as much of a risk of being damaged by a hazardous event as the house itself. As a foundational step to getting coverage, you must buy personal possessions insurance as part of your homeowners policy....
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