Homeowners Insurance - Locust Valley, NY
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insurance policy.
Every Home Needs a Home Inventory List
Whether you live in a private home, condo, or apartment, your valuables may need extra protection. Robbery statistics are up in New York and New Jersey. And, accidents happen... If your valuable items are stolen or damaged, they may not be covered to full value by your homeowners insurance....
Is Your Home A Fire Risk?
Fires cause thousands of dollars in damage to homes each year, ruining homes and destroying property. But some homes are at higher risk than others and it is important to identify the fire risks in your home as well as how to prevent those risks from turning into a disaster. ...
Does my homeowners insurance cover a dog bite?
I recently read that President Biden's dog Major, once again bit a White House staff member. This news has provoked a question I believe many dog owners may have. Does my homeowner’s or renter’s insurance cover my dog biting someone? With help from one of our Producers, Kyle, we have the answer....
What Is Cash-Value Homeowners Insurance?
Homeowners insurance policies automatically cover household contents. But the way these contents are insured varies greatly, depending on the type of policy. Purchasing a cash-value homeowners policy means when you file a claim, your lost, stolen or damaged items will be paid out at a depreciated value....
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