Renters Insurance - Locust Valley, NY
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insurance policy.
The kids moved out, are they covered under my insurance?
The kids are off to college, whether in a dorm or renting an apartment you may wonder if their personal property is covered under your insurance. To make this an easy guide we broke it into three parts. If they live in a dorm: Their property is covered by your homeowner’s policy. ...
5 Reasons You Need Renters Insurance
1) Landlord’s insurance won’t cover you This may come as a shock to some people, but your landlord’s insurance policy will not cover your personal property in the event of a loss. Your landlord’s insurance only covers the building you live in, not the content inside....
Appraisal Value versus Insurable Value
James our rental property expert explains appraisal value versus insurable value as well as touches base on replacement cost and actual cash value of a home. Watch the short video on our Youtube channel! ...
Insuring a Second Home
If your second home is typically unoccupied for periods of time, it's worth investing in items that create insurance discounts to offset the cost of your premiums. This includes smoke detectors, fire extinguishers, deadbolts and a central alarm system for burglaries and fires that contacts an outside service....
6 Tips to Make Your Move Easy
Moving is a time-consuming project. Because this process can take months, being organized and planning ahead can make a big difference. The sooner you start planning, the better off you will be moving this process along. These tips will help make this as easy as possible, so that you can enjoy your new home as soon as possible: ...
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