Homeowners Insurance - Verbank, NY
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Is Your Home A Fire Risk?
Fires cause thousands of dollars in damage to homes each year, ruining homes and destroying property. But some homes are at higher risk than others and it is important to identify the fire risks in your home as well as how to prevent those risks from turning into a disaster. ...
What Happens if I Don’t Have Home Insurance?
Many new homeowners may be surprised to discover that home insurance isn’t actually required by any state or federal law. Instead, you may be required to carry home insurance if you have a mortgage on your home. If you have a mortgage, the lender may require you to carry enough home insurance to cover your mortgage until it is paid off....
7 Types Of Damage Your Home Insurance Probably Won’t Cover
Some people are shocked to learn that homeowners insurance doesn't cover everything in the house or related to living there. Insurance companies can only take on so much risk, so they have exclusions. Here are some things the typical home insurance policy does not cover: 1. HVAC Repairs And Replacement ...
5 Common Home Insurance Myths
If you want to know exactly what's up with your home insurance, read your policy and call your agent. There's too much bad information out there that gets passed around and repeated so often that it must be true, but it's not. Here are five of the big ones: Renters Will Be Covered Under the Landlord's Policy ...
3 Reasons to Review Your Home Insurance Today
It's easy for people to get in the habit of paying their insurance bills without thinking much about them. After all, it's a rote statement that comes every month that you likely don't even look at. But there's danger in doing taking this approach because a policy was never meant to be a static document....
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