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Don't Make These Mistakes! - The Small Business Insurance Guide
Running a small business presents a multitude of challenges. As a small business owner, it’s important to minimize the risks of financial loss that your business can face. In our past installments of The Small Business Insurance Guide, we have discussed how commercial insurance is an essential tool to help minimize and manage those risks....
Keeping Your Commercial Auto Insurance Costs Affordable
Businesses that own or operate vehicles need commercial auto insurance; there’s no way around it. It will be there to help you protect your company from significant financial losses when unexpected, unavoidable issues arise involving your vehicle(s). ...
What is Risk Management? - The Small Business Insurance Guide
Risk management is a process of well-defined steps that will enable you to identify situations that could create exposures and risks that would be detrimental to your business. Here are five techniques that will help you better manage risk: RISK AVOIDANCE This should go without saying – but avoid performing dangerous activities....
The Big Deal About Employee Theft Coverage
On June 10th, 2021, Gary Jones, a former United Auto Workers president, was sentenced to 28 months in jail for embezzling union funds. This embezzling happened from 2010-2019. We often hear about large corporations being hit by embezzlement, but small and midsize businesses account for 68% of employee theft cases in the US....
The Small Business Insurance Guide - Part 2
What insurance coverages are you legally required to carry? As a business owner in New York State, there are some coverages that you are required to have by law, depending on your operations. Auto Insurance If you use a vehicle in your business, you are required to carry auto insurance with certain minimum coverages included....
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