Homeowners Insurance - East Sparta, OH
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Is My Mom or Girlfriend Covered Under My Home Insurance?
Resident Relatives or Unrelated Household Members You may often wonder what individuals living in your household are covered on your homeowner policy, so let us take a minute to cover some of that information for you. Who is a resident relative? ...
What is Replacement Cost vs. Actual Cash Value?
REPLACEMENT COST VS. ACTUAL CASH VALUE An Actual Cash Value policy is typically called a dwelling fire policy. In the event of a loss, whether partial or total, the insured will receive payment for the loss on an actual cash value basis. This means cost minus depreciation. ...
Weather Patterns causing Homeowner Changes
As I'm sure you have noticed, we have had a very large change in our weather patterns these past 5-6 years. We have experienced hail and windstorms that have caused many more wind/hail insurance claims than in the past. This is a widespread issue with all of the insurance companies....
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