Homeowners Insurance - Johnstown, OH
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What Does Home Insurance Cover and Exclude?
Insurance causes you think about all the bad things that may happen with your home. While it sounds pessimistic to dwell on the occurrences that may or may not take place, thinking about these things keeps you protected when life throws surprises your way. ...
Homeowner Insurance Explained
What Protection Does it Offer? A standard homeowners insurance policy insures the home itself and the things you keep in it. It is typically a package policy, which means it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people....
Homeowners Insurance and Dog Bites
If you own a dog you need to be aware of how your homeowners insurance policy will handle a dog bite. According to the Insurance Information Institute, more than one-third of homeowners insurance claims in 2012 were for dog bites. Luckily, dog bites are typically covered under your standard homeowners insurance policy....
3 Reasons Why Your Home-Based Business Should Be Insured
Working from home may sound like a wonderful pipe dream to you, but for many Americans it’s a daily reality. In fact, three out of ten homeowners operate a home-based business. However, many of these small business owners wrongly believe that their homeowner’s insurance policy will cover any damages that occur and, therefore, they may go underinsured for years....
How to Keep Mold Out of Your Home
Mold grows in moist places. Any surface or material that stays continually damp is a prime location for its growth. The moisture can come from condensation, pipe leakage, dripping air conditioners, roof leaks or accidents — such as overflowing bath tub water....
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