Business & Commercial Insurance - Saint Thomas, PA
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Who Is Covered by a Commercial Auto Policy?
Commercial auto insurance provides vital financial protection for businesses. It's important to understand who is covered under an organization's policy. At its most basic, the insured entity is the business that owns and operates the vehicle, but there may be additional individuals covered under a commercial auto policy....
What Is Commercial Property Insurance?
As a business owner, you want to ensure your property is protected in an accident or natural disaster. That’s where commercial property insurance comes in. This type of insurance helps cover the cost of repairing or replacing your business’s physical structure and contents if they’re damaged or destroyed....
Are OSHA Rules and Workers’ Compensation the Same?
In the United States, employers are bound by certain legal requirements to provide safe workplaces for their employees. Many of these regulations are enumerated in the Occupational Health and Safety Act of 1970, which established strict standards on workplace safety that apply to most workers....
When to Expand Your General Liability Benefits
Business owners must do all they can to create a seamless customer experience. However, no one can deny that, at times, problems might arise that could threaten the business and put you in an untenable financial position. One of these is the risk of a liability lawsuit, brought by someone who alleges that you were at fault for causing them harm....
Understanding Liability Coverage in BOPs
Insuring your business is critical to your success but understanding the full scope of business insurance is sometimes hard to wrap your head around. There are many different business insurance plans on the market, and you’ll likely need several to be able to achieve optimized risk management....
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