Homeowners Insurance - Johnson City, TX
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Winter Weather and Insurance Coverage FAQs
Most standard homeowner policies cover damage from wind, wind-driven rain, falling trees and collapse due to ice or snow. If you’ve experienced winter storm damage, below are of the common claim-related questions and answers. Wind-related Damage and Cleanup A tree fell on my home....
How to Reduce Homeowners Insurance Costs This Holiday Season
Use the saving on your homeowners insurance policy to celebrate what matters this holiday season! Contact us today for a free quote. As an independent agent, Dowd Insurance is able to quote your policy with multiple carriers to find you the best coverage at the best price....
What are the leading causes of roof failures?
Roofing systems are more complex than meets the eye and can sustain significant damage if they are not properly updated and maintained as they age. When assessing the structural integrity of a building’s roofing, the main concern is the age of the roof itself, not the building’s age....
What is a single-loss deductible and how does it work?
Single loss deductible clauses are an addition to your insurance policy that ensure you only pay one deductible in the event that more than one insurance policy is affected.
If you have two or more separate types of insurance from the same company or have purchased a bundled insurance packa...
3 Reasons Why Your Home-Based Business Should Be Insured
Working from home may sound like a wonderful pipe dream to you, but for many Americans it’s a daily reality. In fact, three out of ten homeowners operate a home-based business. However, many of these small business owners wrongly believe that their homeowner’s insurance policy will cover any damages that occur and, therefore, they may go underinsured for years....
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