Homeowners Insurance - Hood, VA
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Causes of House Fires and Prevention Tips
According to the United States Fire Administration (USFA), there are hundreds of thousands of residential fires each year. Those fires result in thousands of deaths, tens of thousands of injuries and billions of dollars in property loss....
Is it Time for a Homeowners Insurance Checkup?
When you purchased your home, you likely purchased homeowners insurance at the same time; and if you are like most homeowners, you have not thought about it since. Here are some questions to discuss with your independent insurance agent to make sure your policy fits your current needs. ...
When to File a Home Insurance Claim
Knowing that you are covered from an accident with home insurance can be a comfort to fall back on. But it isn’t always a good idea to file a home insurance claim, and there are more details to consider than you might expect when it comes to receiving compensation for damages to your home and items....
Your Homeowners Insurance Options
There are a lot of insurance options out there! Even basic homeowners insurance policies have a variety of options to choose from, so it’s important to know where to start. Your policy should cover a minimum of 80 percent of the cost of rebuilding your home, not including the value of the land it’s built on....
Tips for Fireplace Safety
With one-third of Americans using fireplaces to heat their homes, the risk for fires increases exponentially during wintertime. These fires are most often caused by either negligence and/or creosote buildup igniting inside chimneys....
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