Homeowners Insurance - Independence, VA
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4 Tips for Preparing for Home Insurance Claims Ahead of Time
While home insurance gives you peace of mind in case of an emergency, filing a claim requires quite a lot of specific information. Organizing your information and preparing for the process ahead of time simplifies the claim process and reduces stress after a natural disaster or break-in....
Cash Value Homeowners Insurance
Protecting your biggest investment—your home—can be costly. You may want to consider cash-value policy, if you are considering buying a house, but are worried about expensive premiums. How It Works All homeowner policies automatically cover household contents, but the way these contents are covered can vary greatly depending on the type of policy....
Home Insurance for Hail Damage to Your Porch
Hail is a common and significant cause of property damage. While your home is meant to endure the effects of it, there’s really nothing you can do to make the dwelling completely hail-proof. Your porch, being one of the most exposed portions of your dwelling, is especially susceptible to this hazard....
What to Do If Your Dog Bites Someone
Even the sweetest of pets have their limits and can act uncharacteristically. Many dogs especially can become stressed, possessive or territorial in certain situations both in and out of the home. While you may believe your pet is docile and unable to harm anyone, it is still important to know what to do in case one of your pets happens to bite someone....
How to Minimize Water Heater Water Damage
Your water heater holds a significant amount of water, heated and ready for you to draw from whenever you need to. Most people do not think much about it. However, this system can fail due to wear and tear. If this happens, it can cause significant damage to your home. Your home insurance may cover some losses, in some cases....
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