Insurance Insurance - Sandy Hook, VA
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How Home Renovations Can Affect Insurance Premiums
Have you had home renovation on your mind lately? While it sounds nice to make some aesthetic improvements (that may also increase the resale value of the house), you must also think about how renovating affects your homeowners insurance premiums before signing any paperwork with a contractor. ...
Can A Lack Of Preparation Constitute Negligence?
The rules and regulations of insurance, like the rule of law, are not a rigid, mathematical sort of thing. Programming adheres to concrete rules of "if this happens, then that happens." The same goes for engineering and most board games. In matters of insurance, however, quite a bit comes down to judgment and interpretation....
Extra Protection for Your High Value Home
Financially successful individuals and families may not receive enough coverage with a standard homeowners insurance policy, which has limits well below the value of luxury homes and the contents within them. For instance, contents coverage may be capped at $1,000 per item—$10,000 with a separate rider—which may not be enough for fine artwork, jewelry, furs etc....
Why Windshields Crack
The windshield is a vital component of your car that quietly and invisibly does its job. It's often taken for granted until it gets cracked. Sometimes the cause is obvious, such as when a stone flies into it while driving. Other times, the crack mysteriously appears: it wasn't there when you left your car and is there when you return....
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