Homeowners Insurance - Spencer, VA
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What Happens to Your Home Insurance Once Your Mortgage is Paid?
Paying off the mortgage to a home can feel like a huge accomplishment, as it should be. Your loan has been paid in full, the home is yours and you no longer have the bank holding a lien over your house. Unfortunately, not everything is cut and dry after you pay off your mortgage—including your home insurance....
Can You Cancel Your Home Insurance Policy with an Open Claim?
In some cases, you may not want to remain with your current home insurance provider after a claim. You may even be tempted to cancel your policy while a claim is still open. While it is possible to do so, there are certain things you should keep in mind. Switching Insurance During or After a Claim Can Raise Your Rates ...
Can You Save on Home Insurance if Your Property is Low-Value?
In many areas, homes become more valuable as they age. This is common because real estate is scarce is some areas and home prices in most cities grow over time. Yet, some homes fall in value. This can happen for many reasons, such as the home becoming older or poorly maintained. ...
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