insurance - Lynden, WA
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How Insurers Make Money
Insurance companies primarily make money in two ways: from investments and by generating an underwriting profit—that is, collecting premiums that exceed insured losses and related expenses. It all begins with underwriting. Insurers, whether life or nonlife, must assess the risk and gauge the likelihood of claims and the value of those claims....
How Telematics can help you save on Auto Insurance
Telematics uses wireless technology to monitor and troubleshoot a wide variety of vehicle performance information in real time. It makes possible many common and useful applications you may already be using such as onboard GPS, OnStar, and other security features. ...
CAR THEFT IS ON THE RISE: WHAT SHOULD YOU DO?
Pacific Northwest drivers are at high risk of walking out to their parked cars and finding nothing but an empty space. Washington is now the third-worst state in the nation for auto theft, according to new stats from the National Insurance Crime Bureau (NICB), despite being only the 13th most populous state....
Hard Insurance Market and Its Affect
In the context of the insurance industry, a "hard market" refers to a market condition characterized by various factors that drive insurers to adopt a more cautious and defensive approach. These factors include increased claims activity, social inflation affecting jury awards, stock market fluctua...
Rivian R1T Fender Bender Turns Into $42,000 Repair Bill
Back in February, Rivian R1T owner Chris Apfelstadt was rear-ended in a pretty low-speed fender bender. The rear bumper looked a bit damaged but nothing too serious. However, after taking it to a certified Rivian repair shop, Apfelstadt said the total repair cost was an eye-watering $42,000....
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